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Commercial Appraisal Review Officer (HYBRID/REMOTE)

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company and every success we experience begins with them. We hire team members who raise the bar, who are collaborative and inclusive, who build relationships, and who are looking for a long-term career with the bank. We strive to promote a culture of work-life balance, to unplug and recharge to be your best self, at work and at home.

Overview

This is a full-time Hybrid or Remote career opportunity that can be based out of multiple locations throughout our 5 state footprint (PA, NJ, DE, MD, VA).

Assists in the development and coordination of the corporate appraisal policy and appraisal review program, its subsidiaries and bank affiliates to ensure compliance with regulatory requirements. Guides all levels of management and affiliate bank staff relative to the risk management of complex real estate collateral to ensure protection in the matters of real estate evaluations. Performs an independent review of real estate appraisals of increased complexity for compliance with regulatory requirements and recommends action to achieve compliance for unacceptable appraisal reports. Assists management by researching and disseminating changes in the laws and regulations governing appraisal requirements throughout Fulton Financial Corporation.

Responsibilities

• Performs an independent review of real estate appraisals of increased complexity for compliance with regulatory requirements and recommends action to achieve compliance for unacceptable appraisal reports. Performing a detailed review of appraisals of increased complexity ordered on behalf of the bank or another acceptable financial institution. Ensuring that commercial appraisals are completed in accordance with regulatory requirements and within bank policy. Proposing solutions to identified appraisal deficiencies. Working with account officers, relationship managers and senior credit officers on valuation issues and concerns.
• Assists in guiding all levels of management and affiliate bank staff relative to the risk management of complex real estate collateral to ensure protection of the bank’s interests in the matters of real estate evaluations. Reviewing transaction information to understand the risk profile and determine the appropriate level of due diligence required to meeting regulatory and policy standards. Responding to inquires from affiliate bank staff involving corporate appraisal policy and compliance with laws and regulations. Reviewing the qualifications and sample reports of appraisers seeking to be added to the corporate approved appraiser list and recommending deleting those not meeting policy standards.
• Assists in the development and coordination of the corporate appraisal policy and appraisal review program for the bank, its subsidiaries and bank affiliates to ensure compliance with regulatory requirements. Providing guidance to each affiliate management for the process of appraisal ordering to comply with laws and regulations governing appraisal requirements. Developing tools for staff such as checklists and reference guides to staff in complying with the appraisal program requirements. Recommending training needs and participating in training sessions related to the appraisal policy and appraisal review program for the bank. Establishing lines of communication with professional appraisal resources to allow for discussion regarding the appraisal review process. Acting as mentor and providing training for other appraisal department staff.
• Responsible for special projects as assigned by management.

Qualifications

Education

Bachelor Degree or the equivalent experience. Specialty: Relevant degree pertaining to the essential duties of this role. (Required)

Experience

5 or more years Commercial Appraisal development and review

Certifications

State Certified General Real Estate Appraiser certification in one or more of the following states: PA, NJ, DE, MD and/or VA.