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Credit Analyst

About Us

As a community-focused financial institution, we reflect the positive nature of native Utah. We pride ourselves on providing a fun and friendly atmosphere, where employees are encouraged to come together as a team. Our bank is progressive with new technology and on-the-job training, retaining current employees and continually adding new positions. Offering competitive employee perks and a beneficial wellness program, we are an inclusive, growing organization that offers a thriving culture and opportunities to earn a living.

Duties and Responsibilities

• Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit.
• For individuals, performs research to verify employment and income, inspects reports from credit reporting agencies, and reviews FICO scores.
• For businesses, compares to similar businesses in terms of liquidity, profitability, and credit histories.
• Uses computer software to further evaluate customers financial status and produce financial ratios.
• Performs other related duties as assigned.

Requirements and Qualifications

• Bachelors degree in Accounting, Economics, Finance, Statistics, or Mathematics preferred.
• Excellent verbal and written communication skills.
• Proficient in Microsoft Office Suite or related software, as well as analysis software.
• Basic understanding of relevant equipment, policies, procedures and strategies used in credit analysis.
• Ability to identify discrepancies and problems.

Benefits offered

• Health insurance
• Dental insurance
• Vision Insurance
• Paid Time Off
• Retirement Plan
• Employee Assistance Program