Commercial Credit Analyst
Analyzes and summarizes financial statements, prepares credit-related reports for presentation to loan officers. Assesses loan applicant’s credit worthiness and risk to the Bank. Primarily assists and supports the Credit and Portfolio Manager, Relationship Managers and Regional Executive Vice President as they make and service all types of business, real estate, and individual loans and lines of credit, both secured and unsecured. Spreads financial statements and conducts written or oral financial analysis on a variety of financial data, and tracks this information. Keeps Portfolio Managers and Relationship Managers informed as to the status of loans in their portfolio. Provides financial counsel under guidance from VP, Credit and Portfolio Manager, Relationship Managers and/or Regional Executive Vice President to current and prospective customers.